REGA Risk Sharing (RST) ICO

updated 06 October 2017

The World's First Crowdsurance Platform On Blockchain

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Status: ended
Public sale: 15 Nov`17-25 Dec`17
Cap: 10 000 ETH
(1 877 900 USD)
Goal: 10 000 ETH
(1 877 900 USD)
Find out more

Alternative To Conventional Insurance

REGA Risk Sharing is a decentralized blockchain-based crowdsurance platform, where people unite to accumulate private funds secured by Ethereum smart contracts to guarantee a compensation for unexpected loss. Crowdsurance is an alternative to conventional insurance that is based on principles of sharing economy. The term stands for association of individuals joint into communities in order to share financial consequences of their potential risks. Such collective cooperation is based on the principles of autonomous decentralized organizations on blockchain and regulated by Ethereum smart contracts.


REGA Risk Sharing is the only company in the insuretech field that has a MVP — crowdsurance solution for pet owners called Lexi Club. Lexi Club helps pet owners to protect their pets against accidents and illness and save up to 80% on the vet bills. The nature of crowdsurance implies collection of reserve funds out of community members’ contributions and is operating as a cascading system of pools: sub-pool, pool and super pool. The ability of such system to cover the risks is tied to the capitalization of the super-pool: 80% out of each member’s contribution goes to secure the pools, 20% — to develop the product and the platform. The more members (investors) join the community, the more potential risks can be covered.

Risk Assessment Technology

Accumulated personal funds of this risk-sharing party are controlled by Ethereum-based smart contracts and a scoring system developed using Microsoft Cognitive Service and Microsoft BAAS platform — to manage risks. With 15+ years of experience in scoring and underwriting, the REGA Risk Sharing team is planning to add more crowdsurance products to the range.